From Al Jazeera. Any opinions expressed are those of the authors, and do not necessarily reflect the views of Iraq Business News.
Fighting in Iraq has displaced nearly two million people as the Islamic State of Iraq and the Levant (ISIL) continue their offensive across much of the country.
With half of all refugees seeking shelter in the Kurdish region of Iraq, life is expected to get increasingly difficult with winter setting in.
Al Jazeera's Charles Stratford reports from Zakho in northern Iraq.